Check 21 Act

The Check Clearing for the 21st Century Act (or Check 21 Act) is a United States federal law, Pub.L. 108-100, that was enacted on October 28, 2003 by the 108th Congress. The Check 21 Act took effect one year later on October 28, 2004. The law allows the recipient of the original paper check to create a digital version of the original check (called a “substitute check”), thereby eliminating the need for further handling of the physical document.
Consumers are most likely to see the effects of this act when they notice that certain checks (or image of) are no longer being returned to them with their monthly statement, even though other checks are still being returned. Another side effect of the law is that it is now legal for anyone to use a computer scanner or mobile phone to capture images of checks and deposit them electronically, a process known as remote deposit.
Check 21 is not subject to ACH (Automated Clearing House) rules, therefore transactions are not subject to NACHA (The Electronic Payments Association) rules, regulations, fees and fines.

Chester Arthur

Chester Alan Arthur (October 5, 1829 – November 18, 1886) was the 21st President of the United States (1881–1885). Becoming President after the assassination of President James A. Garfield, Arthur struggled to overcome suspicions of his beginnings as a politician from the New York City Republican machine, succeeding at that task by embracing the cause of civil service reform. His advocacy for, and enforcement of, the Pendleton Civil Service Reform Act was the centerpiece of his administration.
Born in Fairfield, Vermont, Arthur grew up in upstate New York and practiced law in New York City. He devoted much of his time to Republican politics and quickly rose in the political machine run by New York Senator Roscoe Conkling. Appointed by President Ulysses S. Grant to the lucrative and politically powerful post of Collector of the Port of New York in 1871, Arthur was an important supporter of Conkling and the Stalwart faction of the Republican Party. In 1878 he was replaced by the new president, Rutherford B. Hayes, who was trying to reform the federal patronage system in New York. When James Garfield won the Republican nomination for President in 1880, Arthur was nominated for Vice President to balance the ticket by adding an eastern Stalwart to it.
After just half a year as Vice President, Arthur found himself, unexpectedly, in the Executive Mansion. To the surprise of reformers, Arthur took up the reform cause that had once led to his expulsion from office. He signed the Pendleton Act into law, and enforced its provisions vigorously. He won plaudits for his veto of a Rivers and Harbors Act that would have appropriated federal funds in a manner he thought excessive. He presided over the rebirth of the United States Navy but was criticized for failing to alleviate the federal budget surplus that had been accumulating since the end of the American Civil War. Suffering from poor health, Arthur made only a limited effort to secure renomination in 1884; he retired at the close of his term. As journalist Alexander McClure would later write, “No man ever entered the Presidency so profoundly and widely distrusted as Chester Alan Arthur, and no one ever retired … more generally respected, alike by political friend and foe.”[1] Although his failing health and political temperament combined to make his administration less active than a modern presidency, he earned praise among contemporaries for his solid performance in office. The New York World summed up Arthur’s presidency at his death in 1886: “No duty was neglected in his administration, and no adventurous project alarmed the nation.”[2] Mark Twain wrote of him, “[I]t would be hard indeed to better President Arthur’s administration.”[3]

Alabama’s “10 Commandments Judge” Has Climbed Back to the Mountain Top

Roy MooreRoy Moore greets Adam DuPre’, 3, of Pike Road, Ala., at his election party in Montgomery, Ala. (David Bundy / Associated Press / November 6, 2012)
By Joseph SernaNovember 7, 2012, 1:17 p.m.

Alabama’s “Ten Commandments judge” has climbed back to the mountain top.

Handily beating two fellow Republican challengers,  Roy Moore was elected to a six-year term as the state Supreme Court’s chief justice, a position from which he was ousted in 2003 for refusing to remove a 5,200-pound granite monument to the commandments from the rotunda of the state Supreme Court’s building.

Moore earned more than 50% of the vote during Tuesday’s election.

“I have no doubt this is vindication for what I stood for,” Moore told supporters during a televised election speech. “Go home with the knowledge that we’ll stand for the acknowledgment of God.”

Moore was a county judge when he came to national prominence in the 1990s for sticking an 18-by-24-inch plaque of the Ten Commandments on his Etowah County courtroom wall.

A federal judge ordered Moore to remove the plaque — citing the separation of church and state — but Moore refused, turning him into a rebellious hero for many Alabama residents.

Moore rode the wave of conservative, Christian support all the way to state Supreme Court, where he was elected chief justice in 2000 with 55% of the vote.

In August 2001, not even a year into his term, Moore had a 4-foot-tall, nearly 3-ton monument to the Ten Commandments installed in the high court’s rotunda in the middle of the night. Organizations such as the American Civil Liberties Union and Southern Poverty Law Center sued, arguing the monument amounted to government endorsement of a religion.

A federal judge ordered Moore to have it removed, and the U.S. Supreme Court sided with the ruling. Moore’s associate justices on the state high court sided with the federal judge as well.

Moore was ousted as chief justice in 2003 by Alabama’s Court of the Judiciary for ethics breaches related to his defiance of the court order to remove the monument. The monument was removed from public viewing about a week after Moore was booted from the bench.

Moore made an unsuccessful run for Alabama governor in 2006, losing in the Republican primary to then-incumbent Gov. Bob Riley.

Moore embraced his rebellious past during his campaign to retake the chief justice seat. Campaign signs referred to him as the “Ten Commandments judge,” and his victory party Tuesday night featured a cake shaped like the tablets of the Ten Commandments.

The Nevada Museum of Art



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    • Art Bite**CANCELED** Architectural Historian Michael Crow on Neon’s History in Nevada
      12:00 pm – 12:30 pm

    • TalkRebeca Méndez: Superposition
      6:00 pm – 7:00 pm
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November 12: Habit

November 12


The donkey said to Balaam, “Am I not your own donkey, which you have always ridden, to this day? Have I been in the habit of doing this to you?”
“No,” he said.
–Numbers 22:30

Besides, they get into the habit of being idle and going about from house to house. And not only do they become idlers, but also busybodies who talk nonsense, saying things they ought not to.
–1 Timothy 5:13

And let us consider how we may spur one another on toward love and good deeds, not giving up meeting together, as some are in the habit of doing, but encouraging one another—and all the more as you see the Day approaching.
–Hebrews 10:24-25