You see, a legitimate government can both spend and lend money into circulation, while banks can only lend significant amounts of their promissory bank notes, for they can neither give away nor spend but a tiny fraction of the money the people need. Thus, when your bankers here in England place money in circulation, there is always a debt principal to be returned and usury to be paid. The result is that you have always too little credit in circulation to give the workers full employment. You do not have too many workers, you have too little money in circulation, and that which circulates, all bears the endless burden of unpayable debt and usury.
~Benjamin Franklin, Autobiography
Dost thou love life, then do not squander time, for that’s the stuff life is made of.
He that by the plough would thrive,
Himself must either hold or drive.
He that is of the opinion money will do everything may well be suspected of doing everything for money.